Best-in-Class Coverage
Serving the Insurance Needs of California Bar Owners
MGA American Team Managers Insurance Services (ATM) offers an exclusive Lloyd’s Bar and Tavern program available only in California, Oregon, Washington and Colorado. This program is for appointed “super brokers” specializing in the sports bar, bar and tavern segment. ATM understands how challenging this segment can be but with ATM’s underwriting approach and agency partners experienced in covering these risks, we offer a program that enables you to expand your footprint in this class of business.
Coverage is available from sports bars to local bars, small taverns and wine bars. The program is designed to provide a host of coverages including General Liability, Property, Liquor Liability, Assault & Battery Liability, Equipment Breakdown, and Business Interruption. This program is designed for bars and taverns with small dance floors, dj, karaoke, bands etc. no more than a couple of nights a week. No security bouncers on payroll, but ID checkers are allowed.